New Toyota Finance Deals

Finance Special
New 2026 Toyota Tacoma

New 2026 Toyota Tacoma

Excludes SR5 models

3.99% APRfor 48 months

$22.57 per month for every $1,000 financed, for very well qualified buyers through Toyota Financial Services.

Plus $498 dealer documentation fee.

Offer valid 10/1/2026 through 11/2/2026

View Inventory

A dealer documentation fee of $498 is not included in the advertised terms and will be charged in addition. Advertised terms exclude only state and local taxes, title, tags, and registration.

Qualified buyers can finance a new 2026 Tacoma at 3.99% APR for 48 months. APR: Qualified customers who finance a new 2026 Tacoma can receive as low as 3.99% APR for 48 months with 48 monthly payments of $22.57 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. Amount financed, down payment amount, and credit worthiness may impact availability of offer. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Offer cannot be combined with TFS Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. Excludes SR5 models: 2WD Double Cab SR5 L4 8AT, 4WD Double Cab SR5 L4 8AT, 2WD Extra Cab SR5 L4 8AT, and 4WD

Finance Special
New 2026 Toyota 4Runner

New 2026 Toyota 4Runner

Applies to select new 2026 4Runner models

5.99% APRfor 60 months

$19.33 per month for every $1,000 financed, for very well qualified buyers through Toyota Financial Services.

Plus $498 dealer documentation fee.

Offer valid 10/1/2026 through 11/2/2026

View Inventory

A dealer documentation fee of $498 is not included in the advertised terms and will be charged in addition. Advertised terms exclude only state and local taxes, title, tags, and registration.

Qualified buyers can finance a new 2026 4Runner at 5.99% APR for 60 months. APR: Qualified customers who finance a new 2026 4Runner can receive as low as 5.99% APR for 60 months with 60 monthly payments of $19.33 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. Amount financed, down payment amount, and credit worthiness may impact availability of offer. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Offer cannot be combined with TFS Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Dealer sets final price. Offer available in MA, ME, NH, RI, VT regardless of buyer's residency; void where prohibited. Expires 11-02-2026.

Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 4.99% APR with $2,500 down payment provides for 48 monthly payments of $23.02 per $1,000 financed for qualified buyers. 5.99% APR for a term of 60 months corresponds to a monthly cost of $19.33 per $1,000 financed. 6.99% APR for a term of 72 months corresponds to a monthly cost of $17.04 per $1,000 financed. 4.99% APR for a term of 36 months corresponds to a monthly cost of $29.97 per $1,000 financed. 4.99% APR for a term of 24 months corresponds to a monthly cost of $43.87 per $1,000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate.

Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates. Delivery must be taken from new dealer stock between 10-01-2026 and 11-02-2026. Delays in new vehicle shipments not in the

Finance Special
New 2026 Toyota bZ Woodland

New 2026 Toyota bZ Woodland

Applies to select new 2026 bZ Woodland models

2.25% APRfor 72 months

$14.86 per month for every $1,000 financed, for very well qualified buyers through Toyota Financial Services.

Plus $498 dealer documentation fee.

Offer valid 10/1/2026 through 11/2/2026

View Inventory

A dealer documentation fee of $498 is not included in the advertised terms and will be charged in addition. Advertised terms exclude only state and local taxes, title, tags, and registration.

Qualified buyers can finance a new 2026 bZ Woodland at 2.25% APR for 72 months. APR: Qualified customers who finance a new 2026 bZ Woodland can receive as low as 2.25% APR for 72 months with 72 monthly payments of $14.86 for every $1,000 financed. Terms available on approved credit through Toyota Financial Services (TFS) at participating Toyota dealers. For only very well qualified customers. Amount financed, down payment amount, and credit worthiness may impact availability of offer. Dealer contribution may vary and could affect price. Individual dealer prices, other terms and offers may vary. Must take retail delivery from dealer's stock and terms subject to vehicle availability. Offer cannot be combined with TFS Lease Cash, Down Payment Assistance, Trade-in Assistance, Customer Cash, Lease, Lease Subvention Cash. See your participating Toyota dealer for details. Dealer sets final price. Offer available in MA, ME, NH, RI, VT regardless of buyer's residency; void where prohibited. Expires 11-02-2026.

Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 2.25% APR with $2,500 down payment provides for 72 monthly payments of $14.86 per $1,000 financed for qualified buyers. 2.25% APR for a term of 60 months corresponds to a monthly cost of $17.64 per $1,000 financed. 2.25% APR for a term of 48 months corresponds to a monthly cost of $21.80 per $1,000 financed. 2.25% APR for a term of 36 months corresponds to a monthly cost of $28.75 per $1,000 financed. 2.25% APR for a term of 24 months corresponds to a monthly cost of $42.65 per $1,000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate.

Toyota Financial Services is a service mark used by Toyota Motor Credit Corporation (TMCC). Retail installment accounts may be owned by TMCC or its securitization affiliates and lease accounts may be owned by Toyota Lease Trust (TLT) or its securitization affiliates. TMCC is the servicer for accounts owned by TMCC, TLT, and their securitization affiliates. Delivery must be taken from new dealer stock between 10-01-2026 and 11-02-2026. Delays in new vehicle shipments not in the control of dealer may impact customer delivery date and offer eligibility. Options shown. Supply limited.

*For new 2026 model year Toyotas, ToyotaCare covers normal factory scheduled service. Plan is 2 years or 25K miles, whichever comes first, and 24/7 Roadside Assistance is for 2 years/unlimited mileage, with the following exceptions: (1) ToyotaCare for Mirai is 3 years/35,000 miles; and (2) Roadside Assistance for Mirai, Prius, Toyota BEVs and PHEVs is 3 years/unlimited mileage. Roadside Assistance does not include parts and fluids, except limited emergency gas delivery. Towing distance up to 25 miles. Restrictions apply. ToyotaCare valid only in the continental U.S.; Roadside Assistance valid in continental U.S., Hawaii and Canada. See Toyota dealer for details and exclusions.

Current Toyota Finance Offers at 802 Toyota

Searching for the latest Toyota finance offers in Vermont? At 802 Toyota, we're proud to offer competitive manufacturer-backed financing through Toyota Financial Services on many of Toyota's most popular cars, trucks, SUVs, and hybrid models. Whether you're shopping for a Toyota Corolla, Camry, RAV4, Tacoma, Tundra, Grand Highlander, 4Runner, Prius, Highlander, Land Cruiser, or bZ, our current Toyota finance offers can help qualified buyers enjoy competitive APR financing and affordable monthly payments.

Drivers throughout Barre, Berlin, Montpelier, Waterbury, Stowe, Morrisville, Northfield, Randolph, and Central Vermont trust 802 Toyota for transparent pricing, knowledgeable product specialists, and a hassle-free financing experience. Browse the current Toyota APR offers above, then explore our available inventory to find the Toyota that's right for your lifestyle.

What Is a Toyota Finance Offer?

A Toyota finance offer is a manufacturer-backed promotional financing program available through Toyota Financial Services that provides qualified buyers with competitive APR financing on select new Toyota vehicles. Promotional APR offers can reduce borrowing costs and help make purchasing a new Toyota more affordable compared to standard financing rates.

Why Finance a New Toyota?

Financing is an excellent option for drivers who plan to keep their Toyota for many years and build ownership equity. Toyota vehicles are known for their long-term reliability, outstanding resale value, advanced safety technology, and dependable performance, making ownership an excellent long-term investment.

  • Competitive promotional APR financing for qualified buyers
  • Build ownership equity with every payment
  • No mileage limitations
  • Flexible financing terms through Toyota Financial Services
  • Keep your Toyota for as long as you'd like

Which Toyota Models Have Finance Offers?

Toyota finance offers are frequently available on many of Toyota's most popular models, including the Corolla, Camry, Corolla Cross, RAV4, Grand Highlander, Highlander, Tacoma, Tundra, 4Runner, Prius, Land Cruiser, Sienna, Sequoia, and bZ. Available promotional financing varies throughout the year based on manufacturer incentives and inventory availability, so check back often for the latest Toyota finance specials.

Finance vs. Lease: Which Option Is Right for You?

Financing is often the best choice if you plan to keep your Toyota long-term, drive more miles each year, or want to build ownership equity. Leasing may be a better option if you enjoy driving a new Toyota every few years while taking advantage of lower monthly payments. Our finance specialists can explain both options and help you determine which program best fits your budget and driving habits.

Still comparing your options? Explore our Toyota Lease Specials to compare current lease incentives with available promotional financing.

Why Choose 802 Toyota?

Our finance specialists help Vermont drivers compare Toyota financing options every day. We'll explain current Toyota Financial Services offers, review your trade-in, answer your financing questions, and help you choose the payment that fits your budget. You can also browse inventory, estimate monthly payments, value your trade, complete our secure online finance application, and schedule a test drive before visiting our dealership.

Frequently Asked Questions

How often do Toyota finance offers change?

Toyota promotional financing offers are typically updated each month as new manufacturer incentives become available. Check this page regularly for the latest Toyota APR finance offers.

Who qualifies for Toyota promotional financing?

Promotional APR financing is generally available to well-qualified buyers through Toyota Financial Services. Eligibility is based on credit approval and current manufacturer program requirements.

Can I trade in my current vehicle when financing a Toyota?

Yes. Many customers use the value of their current vehicle toward the purchase of a new Toyota. Our team can provide a trade appraisal and explain how it may affect your financing options.

Can I apply for Toyota financing online?

Absolutely. Complete our secure online finance application to begin the financing process before visiting 802 Toyota.