Financing with Our Dealership
802 Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New 802 Toyota Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
802 Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Here to help you get where you are going
Welcome to the 802 Toyota Finance department. Purchasing a vehicle is a big decision with many options, the 802 Toyota Business Mangers are here to make that process simple, easy and hassle free. We work with all types of credit and each of our business managers will be able to offer you recommendation on which vehicle is best for your budget, whether to lease or buy and then they will review options for protecting your vehicle and your payments.
Financing Options
AUTO LOANS
802 Toyota has strong relationships with several different lenders in the area including local banks and local credit unions in addition to Toyota Finance and larger national lending companies. This allows us to be able to work with all level of credit to ensure our shoppers get the deal that works best for them. Our lenders are ready to review your credit application for on the spot delivery of your new or used car, truck or SUV. There are many different programs and more options available to our Waterbury and Randolph shoppers than ever before, so let the 802 Toyota finance team help you determine which is best for YOU!
AUTO LEASES
Interested in take advantage of one of Toyota's great leasing deals? Our finance team can help customize a new vehicle or Toyota certified Pre-Owned lease that fits your needs and your budget.
Estimate Your Auto Loan Payment
How much vehicle can you fit into your budget? What vehicle will fit into your budget? Get answers to these questions and then search our inventory for vehicles that match your estimated monthly payment when you use our auto loan payment calculator.
Protect Your Vehicle
VEHICLE SERVICE AGREEMENTS
Learn about coverage options available to you, such as Toyota ExtraCare and ToyotaCare Plus Vehicle Service Agreement (VSA). Extended service agreements are between you and the provider, who promises to pay for specified repairs of mechanical failures during the contract term. Both are designed for more peace of mind on the road.
PAYMENT PROTECTION
Since you can't predict the future, the best you can do is prepare for it. Toyota Financial Services can help with plans that offer financial peace of mind .
- Guaranteed Auto Protection (GAP) If your Toyota is declared a total loss during the term of your finance or lease contract, Guaranteed Auto Protection (GAP) will pay the difference between the balance owed on your contract and your vehicle's market value.
Your privacy is important to us.
802 Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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802 Toyota
30 Berlin Mall Road
Berlin, VT 05602
- Sales: 802-229-9117
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