Toyota Business Solutions

Toyota Financial Services Business Solutions - We're Open for Business!

Selecting the right financing can be as important as choosing the right vehicle. The flexible programs available at Toyota Financial Services can help you obtain the Toyota vehicle your business needs with the financing option that's right for you. With competitive APRs on financing and superior levels of service, our goal is to provide you with the highest level of customer care throughout our relationship.

Click here to view a chart that will help you in your decision on whether leasing or financing is the right option for you. 


Finance & Lease Options

Closed End Lease Plan

·         Allows you to operate vehicles without potentially paying the full cost of ownership

·         You have the option of purchasing the vehicle at the end of the lease or during the term of the lease

·         You are responsible for excess mileage and excess wear and use charges

·         If you terminate early, other charges will apply

Retail Finance Plan

·         Attractive APRs and flexible terms are available

·         You enjoy the benefits of full ownership from day one

Preferred Option Finance Plan (Balloon)

·         Available in limited states

·         You retain titled ownership of the vehicle

·         Flexible end of term options depending on state laws and buyer qualifications

Open End Lease Plan

·         Commercial open end lease with a Terminal Rental Adjustment Clause (TRAC)

·         Vehicles can be customized with specialty equipment and paint

·         Your end of term options are:

o    You can purchase the vehicle at the agreed upon TRAC Value

o    If not purchased, Toyota Financial Services (TFS) will sell the vehicle at lease end. If the net sale amount is over the TRAC value, you receive the surplus. If under, you are responsible to pay the difference.

o    Projected end of term TRAC value is established at lease inception based on vehicle usage.


Customized Solutions

Consolidated Billing Statements

·         Available upon request for business customers with multiple vehicles financed

·         All monthly invoices are consolidated into a single statement with summary details on individual accounts

·         Allows you to remit one payment covering all accounts

Vehicle Credit Lines

·         Pre-qualified vehicle credit lines for any of the Business Solutions finance options

·         Allows you to plan ahead for future acquisitions

·         Eliminates the need to go through the credit approval process each time you finance an additional vehicle

·         Exclusively for acquisition of vehicles on pre-published TFS lease or finance contracts

·         Pre-qualified vehicle credit lines are subject to additional terms and conditions

Master Agreements

·         One master agreement is signed, additional vehicles financed or leased are handled by a supplemental schedule

·         Only one master agreement needs to be signed

·         Allows for varied delivery dates

·         Available on Closed End Lease, Open End Lease, and Retail Finance Plans

Vehicle Protection Products

·         Pre-paid maintenance is a convenient and affordable way for you to maintain your vehicle according to the manufacturer's recommended maintenance schedule

·         GAP (Guaranteed Auto Protection) helps protect your business from an unexpected financial obligation if your vehicle is declared a total loss from causes such as theft, accident, fire, or flood

·         Vehicle Service Agreements supplement your vehicle's warranty on covered components


Finance and lease programs are subject to credit approval through Toyota dealers and Toyota Financial Services.
Not all applicants will qualify. Programs not available in all states.

Toyota Financial Services is a service mark of Toyota Motor Credit Corporation and Toyota Motor Insurance Services, Inc.